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USA Rugby Liability Insurance
USA Rugby Liability Insurance - Jun 16, 2009
Message Regarding Waiver & Release Forms
USA Rugby Liability Insurance
The following message is from USA Rugby:
Dear USA Rugby Member,
One of the many benefits of USA Rugby membership is coverage
under USA Rugby's General Liability insurance policy. This
umbrella policy provides coverage to all actively registered
individuals and clubs. This policy affords clubs the opportunity
to reserve publicly and privately owned playing fields for
practices, matches, and tournament play.
Our insurance provider, ESIX, has asked us to pass along an
important message to our member clubs regarding Waiver and
Release forms. Please take the time to review the letter below
and we appreciate your assistance with this matter. If this
e-mail has reached you by error, please feel free to forward it
along to the appropiate member(s) of your club.
Thank you for your support of USA Rugby.
Sincerely,
USA Rugby
Dear Rugby Club,
As you all know, you are required to accept and maintain
properly executed and signed USA Rugby Membership Application
forms, with the properly signed Waiver and Release of Liability.
USA Rugby's General Liability insurance provider relies on a
signed Waiver and Release to defend an allegation of negligence
which results in injury. A Waiver and Release provides the
following:
* Contractually obligates the athlete and/or parent not to sue the
organization
* Many do not consider litigation with the knowledge that they
have signed a Waiver and Release
* Provides a first method of defense against allegations of
negligence
* Most sports require a signed Waiver in order to participate
In addition to your collection of these documents, we also need
to stress maintenance of these documents. While we recognize that
this may be encumbering, please note the following statistics:
Most states "Statute of Limitations" is two to three years
There are a number of states/jurisdictions whose statute of
limitations is in excess of the 2-3 standard, and as high as 6
years
A minor's Statute of Limitations does not begin until they reach
their age of majority which is generally 18 years of age (there
are 2 or 3 states which majority is 19)
A minor can therefore reach majority, and file litigation for an
injury suffered a number of years earlier and still take
advantage of the Statute of Limitations
While we are not suggesting that you maintain membership
applications/Waiver and Release of Liability forms for 10 years,
we must ask that you maintain these documents for a reasonable
time period, such as 3 years.
Please feel free to call our Risk Managers, ESIX for information
concerning the Statute of Limitations in your state, Trish Beyer
at 678-324-3325 or email at tbeyer@esixglobal.com
We appreciate your cooperation in this matter, as we want to be
able to maintain the integrity of our insurance programs, and
with your assistance, we can continue to provide superior
insurance for your group, and actively defend allegations of
negligence.
Thank you,
ESIX
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Posted Until Jun 30, 2009
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